Charleston Chapter 13 Bankruptcy Attorney

Chapter 13 bankruptcy is for people who have a steady income, but are unable to catch up with their debts. Chapter 13 involves the creation of a repayment plan that allows you to make regular payments to creditors. Over a period of three to five years, you may follow the plan under the supervision of a trustee. When the repayment period is over, your remaining debts are discharged.

At Powell & Majestro P.L.L.C., we are knowledgeable bankruptcy attorneys with a strong record of helping people in West Virginia. From our offices in Charleston and Parkersburg, we have guided people all over the state in matters involving debt collection and bankruptcy.

Is Chapter 13 Right For Me?

Chapter 13 bankruptcy strikes a great compromise between the rights of creditors and the best interests of debtors. It may be a good fit for you if:

  • You would like to repay at least part of your unsecured debts.
  • You have too much income to qualify for Chapter 7.
  • You want to stop repossession of your assets, including your car.
  • You are trying to avoid foreclosure on your home.
  • You owe back taxes to the Internal Revenue Service, which cannot be discharged in Chapter 7.

Our experienced Chapter 13 bankruptcy lawyers can help you determine if bankruptcy is the best choice for you, your family and your financial situation. When appropriate, we can counsel you about alternatives to bankruptcy so you understand all of your options to take control of your debt.

Contact Powell & Majestro P.L.L.C.

There is no shame in getting the help you need.

To arrange a free initial consultation with one of our experienced bankruptcy attorneys, we encourage you to contact us online, or call us in Charleston at 304-346-2889 or Parkersburg at 304-422-6555.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.